Frequently Asked Questions

How much can I save?

In 2003, the State of Florida mandated that insurance companies provided Floridians with discounts if they had certain mitigation features on their home. Many Floridians have some of these features and are eligible for discounts. You can save up to 45% of your windstorm policy premium if you have full coverage, depending on the coverage that you have. You should also be entitled to a premium reduction every year!

A State of Florida study of homes showed that homeowners were eligible for - but not receiving - an average of 18% in premium discounts. This represented an average savings of $282 a year even before any improvements to the home.

  Calculate your savings!

What is my first step to start saving?

Contact Panhandle Windstorm Inspections at 877-536-0630. One of our representatives will get you started. When you call, have your current windstorm policy information handy, including your insurance company, their phone number, agent and policy number. We will perform the inspection and let you know if you might receive discounts off your premium.

What if I have already paid my premium?

You are entitled to a premium reduction, retroactive to the beginning date of your last policy. So if it's been a while since you paid your premium, you may be entitled to a significant refund check. And, you should get that discount next year.

What are the seven critical areas of construction?

Windstorm Inspections examine seven critical areas:

What if my home does not have some of these features?

As a part of our inspection, Panhandle Windstorm Inspections will make recommendations on how you can improve your homes safety. We will compare your homes construction to the seven critical areas and provide you with a list of possible upgrades. If you make these upgrades, you will probably be eligible for greater discounts and have the peace of mind that the safety of your home has been improved.

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